X 
Financials Ratios
Home | Market Info | Company Profile | Financials Ratios
Suryoday Small Finance Bank Ltd.
BSE CODE: 543279   |   NSE CODE: SURYODAY   |   ISIN CODE : INE428Q01011   |   24-Jul-2026 Hrs IST
BSE NSE
Rs. 192.60
-2.3 ( -1.18% )
 
Prev Close ( Rs.)
194.90
Open ( Rs.)
199.50
 
High ( Rs.)
217.50
Low ( Rs.)
189.40
 
Volume
2987562
Week Avg.Volume
540259
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 193.10
-1.21 ( -0.62% )
 
Prev Close ( Rs.)
194.31
Open ( Rs.)
197.60
 
High ( Rs.)
218.00
Low ( Rs.)
189.05
 
Volume
78669391
Week Avg.Volume
13852638
 
52 WK High-Low Range(Rs.)
115.41
218
Particulars Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Operational & Financial Ratios          
   Earnings Per Share (Rs)14.30  10.82  20.33  7.32  -8.76  
   DPS(Rs)1.50  0.00  0.00  0.00  0.00  
   Book NAV/Share(Rs)194.58  180.19  169.01  148.45  140.91  
Margin Ratios          
   Yield on Advances16.77  19.59  19.67  19.68  19.82  
   Yield on Investments6.16  6.59  7.15  4.45  5.13  
   Cost of Liabilities6.20  6.38  6.13  5.51  5.58  
   NIM5.88  7.46  8.12  7.93  7.51  
   Interest Spread10.57  13.21  13.54  14.17  14.24  
Performance Ratios          
   ROA(%)0.86  0.82  1.94  0.86  -1.25  
   ROE(%)7.63  6.20  12.81  5.06  -6.04  
   ROCE(%)7.72  7.19  11.06  6.26  0.05  
Efficiency Ratios          
   Cost Income Ratio73.67  70.59  61.61  60.02  60.93  
   Core Cost Income Ratio74.33  71.03  61.75  57.60  60.39  
   Operating Costs to Assets5.40  5.98  5.88  5.14  5.05  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)8.31  9.28  7.92  12.99  0.00  
   PCE(x)5.75  6.25  6.40  8.34  -12.64  
   Price/Book(x)0.61  0.56  0.95  0.64  0.62  
   Yield(%)1.26  0.00  0.00  0.00  0.00  
   EV/Net Sales(x)2.03  1.93  2.61  3.19  3.70  
   EV/Core EBITDA(x)11.42  9.70  9.15  11.19  13.15  
   EV/EBIT(x)3.48  3.81  4.54  7.02  15.12  
   EV/CE(x)0.84  0.81  0.98  0.87  0.86  
   M Cap / Sales0.58  0.55  1.08  0.85  0.99  
Growth Ratio          
   Core Operating Income Growth-0.67  14.96  28.89  27.74  42.38  
   Operating Profit Growth-22.48  -107.66  -0.79  30.59  -37.02  
   Net Profit Growth32.19  -46.77  177.97  183.51  -884.72  
   BVPS Growth7.99  6.62  13.85  5.35  -5.75  
   Advances Growth29.12  23.48  34.30  26.61  19.29  
   EPS Growth(%)32.19  -46.81  177.86  183.51  -884.49  
Liquidity Ratios          
   Loans/Deposits(x)0.22  0.26  0.31  0.54  0.66  
   Cash / Deposits(x)0.12  0.14  0.10  0.15  0.16  
   Investment / Deposits(x)0.26  0.30  0.33  0.50  0.53  
   IncLoan / Deposits(x)22.31  25.62  31.41  53.52  66.20  
   Credit/Deposits(%)92.03  94.28  103.87  116.42  123.28  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)4.21  4.58  0.86  1.55  5.97